Financing
Financing Partners Who Put Your First
Your home-buying journey is unique, and the right lender can make all the difference. Our recommended lenders have earned our trust through consistent service and results, with unparalleled dedication to helping our clients achieve their goals.
Christy Sorenson
VP of Mortgage Lending
GUARANTEED RATE AFFINITY
NMLS: 472780
Christy Sorenson
VP of Mortgage Lending
GUARANTEED RATE AFFINITY
NMLS: 472780
As your trusted Guaranteed Rate Affinity Loan Officer, Christy's goal is to simplify the mortgage process, make your home loan experience easy to navigate, and be available to you from application to closing. She takes pride in thoroughly educating her customers throughout the mortgage transaction, so they can fully understand their options and feel comfortable with their chosen loan program.
Whether you are a first-time home buyer or a seasoned owner, you can trust Christy and her team with all your home financing needs.
Dean Hayes
Executive Loan Officer
ROCKET MORTGAGE
NMLS: 114235
Dean Hayes
Executive Loan Officer
ROCKET MORTGAGE
NMLS: 114235
I've been helping homebuyers and partners for over 20 years, specializing in purchase loans, self-employed borrowers, and Divorce Mortgage Guidance. With over $190M in closings since 2019, I love guiding clients to homeownership while serving the unique needs of our Northwest Washington community.
Jennifer Rogers
Mortgage Loan Originator
ENVOY MORTGAGE
jennifer.rogers@envoymortgage.com
NMLS: 2228409
Jennifer Rogers
Mortgage Loan Originator
ENVOY MORTGAGE
jennifer.rogers@envoymortgage.com
NMLS: 2228409
As a dedicated mortgage professional, my purpose is to fulfill your dreams of homeownership while providing impeccable service from start to close. I'm committed to delivering a hassle-free mortgage experience by providing breakthrough technology, transparent communication, unparalleled turn-times and, most importantly, around the clock attention to your loan. The home buying process can seem challenging, but having the right people and resources by your side can make all the difference.
Get Pre-Approval
Before you start looking for a home to buy, it’s a good idea to meet with your Loan Officer to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.
Application & Processing
What happens when a loan goes "live"
When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.
Closing
Signing and Finalizing the deal
Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!
